Buy to Let Bridging Loans

A step on the buy-to-let ladder

Buy-to-let properties have become a hugely popular way for people to achieve a steady rental income, make profit, diversify their portfolios, and enjoy a range of tax benefits.
But getting started isn’t easy. Lenders often won’t grant mortgages for the run-down properties that can make for the most lucrative investments – meaning you need another source of funding to get on the buy-to-let ladder.

This is where KD Bridging comes in. We offer bridging finance ranging from £100,000 to £5m, with the possibility of considering larger amounts on referral.
Our competitive interest rates start at 1%, and our terms can be tailored to meet your specific needs, ranging from one month to two years for added flexibility.

Get in touch

You contact us with your enquiry, and we will assess your application on an individual basis. We look for reasons to lend, and if your case is suitable, we quickly proceed to the next steps.

We arrange everything

We arrange a site visit, instruct any necessary valuations and solicitors documentation, process an offer letter and move the case forward to completion. We do all the admin work for you.

Receive your funds

The funds are deposited into your bank account ready to drive your business or project forward. A personal manager will look after the loan with you at every step through to the end of the repayment term.

Colourful houses overlooking Bristol harbour

Swift action

Need to act fast? KD Bridging can help

Whether you’re just starting out on your buy-to-let journey or are a seasoned investor, there are a whole range of scenarios where bridging loans could help you get where you want to be.

They’re not just for dilapidated dwellings that need extensive refurbishment – it could be that you have to act quickly to take advantage of a distressed sale, or a golden opportunity that suddenly becomes available at auction.

We can tailor the perfect bridging loan to your requirements in as little as seven days.

Flexibility to act

Bridging the broken chain

When you’re buying and selling properties, timings matter. But it’s very hard to have them line up perfectly every time. Sometimes, you’re faced with a situation where you’re ready to buy, but are still waiting for the funds from the sale of another property.

KD Bridging can quickly provide you with a simple bridging loan to fund the purchase.

No Up-Front Fees

Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.

Swift Turnaround

With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.

Personal Service

Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.

Privately Funded

KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.

As a small property developer funding my projects has been difficult in the past. Karen has been a joy to work with, her sensible, commercial and personal approach all through the loan term is second to none. I have been able to focus on the build without worrying whether the finance is in place for each drawdown. I am now looking for my next new build which I will fund through Karen.

Borrower, Wales

I couldn’t recommend Karen & the team at KD Group Ltd strongly enough. They stepped in and handled my re-financing for my project & didn’t bat an eyelid at the complexities linked to my project, that other lenders were put off by. Karen went above & beyond to ensure my re-financing was done in time, & she was exceptionally friendly and professional at all times. I hope this is my first project of many. Thank you.

Borrower, Devon

Thank you for your redemption statement, please find cheque enclosed. It has been a pleasure doing business with you. If needed, hopefully we will do business again.

Letter from Borrower, Wales

Without exception, every deal we have done with Karen and her team has been efficiently handled and competitively priced. Professional, no fuss lending at its best

Borrower, Wales

We have found KD Group Limited to be extremely prompt when my company required funds urgently. Following an initial enquiry, they visited me on a bank holiday and within a few days had arranged for the loan to be available. The whole process from enquiry to draw down was completed within 10 days.

Since then, we have dealt with them on a number of occasions. I would not hesitate to recommend KD Group if you need swift professional service and funding without all the fuss. When they say ‘yes’ to you they mean it!

Borrower, Wales

I have dealt with a number of bridging companies, but Karen does exactly what she says. Funds were made available within 5 working days for my development project. Extremely impressive and will be using KD Bridging for my next project.

Borrower, Cornwall

Case Studies

See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.

Building Plot in London

1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.

Learn more

St Georges Road in London with black taxi

Planning for 6 Houses in Wales

1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.

Learn more

Property Purchase in Wales

1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.

Learn more

Barn Conversion in Derbyshire

1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.

Learn more