We believe in flexible finance solutions tailored to suit you

At KD Bridging, we take pride in being a premier UK-based specialist bridging finance lender with an extensive track record in delivering flexible and competitive funding solutions with a personal touch. With our wealth of experience in the industry, we have successfully assisted countless clients in securing the short-term finance they need to achieve their property and business goals.

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The personal touch

Our Approach

As a specialist bridging loan broker, at KD Bridging we understand that no two situations are the same. That’s why we take a pragmatic and entrepreneurial approach to each individual case. We look for reasons to lend, rather than reasons not to, and consider every deal on its own merits.

Our team has the knowledge and expertise to structure the right deal for our clients, no matter how complex or challenging the situation may be. We pride ourselves on our ability to find solutions that work for our clients, offering fast, no-nonsense short-term bridging loans with clear terms and competitive rates.

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How we work

Our Values

We are a lender committed to providing a transparent, honest and reliable service to all our clients. We believe that building long-lasting relationships is key to our success, and we work hard to ensure that our clients feel supported and valued throughout the lending process.

Our non-status finance approach means that we do not credit score, and we take the time to understand the asset value and borrower’s planned exit strategy. We are proud of our satisfied clients and the long-standing relationships we have built with them.

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Fast and transparent finance solutions for business and property development in England and Wales

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No Up-Front Fees

Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.

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Swift Turnaround

With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.

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Personal Service

Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.

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Privately Funded

KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.

I have to be fair to all funders, but I recommend your services Karen as you always deliver for the borrower.

Introducer, Yorkshire

factory buildings

I couldn’t recommend Karen & the team at KD Group Ltd strongly enough. They stepped in and handled my re-financing for my project & didn’t bat an eyelid at the complexities linked to my project, that other lenders were put off by. Karen went above & beyond to ensure my re-financing was done in time, & she was exceptionally friendly and professional at all times. I hope this is my first project of many. Thank you.

Borrower, Devon

factory buildings

I have dealt with KD Group Limited for a number of years. I remain impressed with their speed of response to the initial enquiry and meeting with the client. They provide regular updates and ensure the facility is drawn down within a very short timescale.

Introducer, West Wales

factory buildings

Karen gave me a lot of help at a time when I was definitely down on my luck. She believed in my business plan and was a great help in getting refinancing for my farming business. She sticks to her word and I would definitely go to her again for help with other financing requirements.

Borrower, Somerset

factory buildings

KD Group provided funds to enable me to purchase a property being sold at auction. They agreed the loan before the auction which then gave me the ability to bid and agree the purchase on the night!

Borrower, Bristol

factory buildings

Without exception, every deal we have done with Karen and her team has been efficiently handled and competitively priced. Professional, no fuss lending at its best

Borrower, Wales

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Case Studies

See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.

Building Plot in London

1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.

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St Georges Road in London with black taxi

Planning for 6 Houses in Wales

1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.

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aerial view of Newport

Property Purchase in Wales

1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.

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track in Snowdonia National park

Barn Conversion in Derbyshire

1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.

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The salt cellar on Derwent Edge

Building Plot in Devon

1st Legal Charge Interest retained Security: Building plot in Devon. Funds used to build a 4 bed detached house.

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Salcombe town in Devon

Agricultural land in Devon

1st Legal Charge Interest retained Property Developer Security: Agricultural land in Devon. Funds used to Purchase property at Auction in Somerset

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Pony at Wimbleball Lake Exmoor

Property Refurbishment in Plymouth

Loan Amount: £90,000 Term: 12 months LTV: 55% Borrower: Individual

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Boats at sea with seafront in the background

Property Conversion in North Somerset

Loan Amount: £250,000 Term: 6 months LTV: 45% Borrower: Limited Company

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Weston's Grand Pier from the beach

Buy to Let Properties in London

Loan Amount: £470,000 Term: 12 months LTV: 51%

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St Paul's Cathedral with red double decker bus driving by

Land Purchase in Gloucester

Loan Amount: £473,100 Term: 12 months LTV: 63% Borrower: Indvidual

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Bristol Development Site

Loan Amount: £900,000 (drawn down in stages) Term: 12 months LTV: 65% Borrower: Individual

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Bridge at nights with lights on

Common sense lending solutions with a personal touch, providing transparent and flexible bridging finance options to suit individual circumstances.

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