We believe in flexible finance solutions tailored to suit you

At KD Bridging, we take pride in being a premier UK-based specialist bridging finance lender with an extensive track record in delivering flexible and competitive funding solutions with a personal touch. With our wealth of experience in the industry, we have successfully assisted countless clients in securing the short-term finance they need to achieve their property and business goals.

Woman smiling at her desk

The personal touch

Our Approach

As a specialist bridging loan broker, at KD Bridging we understand that no two situations are the same. That’s why we take a pragmatic and entrepreneurial approach to each individual case. We look for reasons to lend, rather than reasons not to, and consider every deal on its own merits.

Our team has the knowledge and expertise to structure the right deal for our clients, no matter how complex or challenging the situation may be. We pride ourselves on our ability to find solutions that work for our clients, offering fast, no-nonsense short-term bridging loans with clear terms and competitive rates.

Contact Us

How we work

Our Values

We are a lender committed to providing a transparent, honest and reliable service to all our clients. We believe that building long-lasting relationships is key to our success, and we work hard to ensure that our clients feel supported and valued throughout the lending process.

Our non-status finance approach means that we do not credit score, and we take the time to understand the asset value and borrower’s planned exit strategy. We are proud of our satisfied clients and the long-standing relationships we have built with them.

Contact Us
View from the ground looking up at modern city skyscrapers

Fast and transparent finance solutions for business and property development in England and Wales

no fees icon

No Up-Front Fees

Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.

arrows spinning icon

Swift Turnaround

With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.

comments icon

Personal Service

Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.

bank icon

Privately Funded

KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.

KD Group provided funds to enable me to purchase a property being sold at auction. They agreed the loan before the auction which then gave me the ability to bid and agree the purchase on the night!

Borrower, Bristol

factory buildings

Karen gave me a lot of help at a time when I was definitely down on my luck. She believed in my business plan and was a great help in getting refinancing for my farming business. She sticks to her word and I would definitely go to her again for help with other financing requirements.

Borrower, Somerset

factory buildings

As a small property developer funding my projects has been difficult in the past. Karen has been a joy to work with, her sensible, commercial and personal approach all through the loan term is second to none. I have been able to focus on the build without worrying whether the finance is in place for each drawdown. I am now looking for my next new build which I will fund through Karen.

Borrower, Wales

factory buildings

I have dealt with a number of bridging companies, but Karen does exactly what she says. Funds were made available within 5 working days for my development project. Extremely impressive and will be using KD Bridging for my next project.

Borrower, Cornwall

factory buildings

Big thank you to Karen and her team, I was able to complete an auction purchase using the funding from KD Group while my bank manager put a long term commercial facility in place.

Borrower, London

factory buildings

I couldn’t recommend Karen & the team at KD Group Ltd strongly enough. They stepped in and handled my re-financing for my project & didn’t bat an eyelid at the complexities linked to my project, that other lenders were put off by. Karen went above & beyond to ensure my re-financing was done in time, & she was exceptionally friendly and professional at all times. I hope this is my first project of many. Thank you.

Borrower, Devon

factory buildings

Case Studies

See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.

Building Plot in London

1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.

Learn more

St Georges Road in London with black taxi

Planning for 6 Houses in Wales

1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.

Learn more

aerial view of Newport

Property Purchase in Wales

1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.

Learn more

track in Snowdonia National park

Barn Conversion in Derbyshire

1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.

Learn more

The salt cellar on Derwent Edge

Building Plot in Devon

1st Legal Charge Interest retained Security: Building plot in Devon. Funds used to build a 4 bed detached house.

Learn more

Salcombe town in Devon

Agricultural land in Devon

1st Legal Charge Interest retained Property Developer Security: Agricultural land in Devon. Funds used to Purchase property at Auction in Somerset

Learn more

Pony at Wimbleball Lake Exmoor

Property Refurbishment in Plymouth

Loan Amount: £90,000 Term: 12 months LTV: 55% Borrower: Individual

Learn more

Boats at sea with seafront in the background

Property Conversion in North Somerset

Loan Amount: £250,000 Term: 6 months LTV: 45% Borrower: Limited Company

Learn more

Weston's Grand Pier from the beach

Buy to Let Properties in London

Loan Amount: £470,000 Term: 12 months LTV: 51%

Learn more

St Paul's Cathedral with red double decker bus driving by

Land Purchase in Gloucester

Loan Amount: £473,100 Term: 12 months LTV: 63% Borrower: Indvidual

Learn more

View of fields on a sunny evening

Bristol Development Site

Loan Amount: £900,000 (drawn down in stages) Term: 12 months LTV: 65% Borrower: Individual

Learn more

Bridge at nights with lights on

Common sense lending solutions with a personal touch, providing transparent and flexible bridging finance options to suit individual circumstances.

Contact Us
View from the ground looking up at modern city skyscrapers