The benefits of development bridging loans

Development finance can be a vital source of funding for property developers who are looking to grow their business and take on new projects. With the right finance in place, developers can turn their ideas into reality and create new spaces that benefit communities and businesses alike.

With our highly tailored and competitive bridging loan offering, you can access loans ranging from £100,000 to £5m, with flexible terms ranging from 1 month to 2 years and no non-utilisation costs. KD Bridging’s wealth of experience enables us to navigate a complex and ever-changing market to find the best solution for you.

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1

Get in touch

You contact us with your enquiry, and we will assess your application on an individual basis. We look for reasons to lend, and if your case is suitable, we quickly proceed to the next steps.

2

We arrange everything

We arrange a site visit, instruct any necessary valuations and solicitors documentation, process an offer letter and move the case forward to completion. We do all the admin work for you.

3

Receive your funds

The funds are deposited into your bank account ready to drive your business or project forward. A personal manager will look after the loan with you at every step through to the end of the repayment term.

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More than just properties

Not just buildings

A lot of development bridging loans are used to cover the cost of acquiring new premises – but that’s not all they can be used for.

It’s also very possible to use the funds to pay for planning permission, or an array of other mission-critical legal or administrative work needed to get your next development off the ground.

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Expert knowledge

Speak to an expert today

KD Bridging understands that every deal is unique. That's why we prioritise tailoring our loans to fit your specific needs.

Our team of highly experienced professionals will work closely with you to gain a deep understanding of your business, situation, and the property purchase you're pursuing. We then create a personalised solution designed just for you.

Don’t hesitate to get in touch to learn more!

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Fast and transparent finance solutions for business and property development in England and Wales

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No Up-Front Fees

Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.

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Swift Turnaround

With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.

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Personal Service

Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.

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Privately Funded

KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.

We have found KD Group Limited to be extremely prompt when my company required funds urgently. Following an initial enquiry, they visited me on a bank holiday and within a few days had arranged for the loan to be available. The whole process from enquiry to draw down was completed within 10 days.

Since then, we have dealt with them on a number of occasions. I would not hesitate to recommend KD Group if you need swift professional service and funding without all the fuss. When they say ‘yes’ to you they mean it!

Borrower, Wales

factory buildings

Having been involved in property investment, development and many construction projects internationally for around 40 years an important part of the business is ensuring property projects are correctly funded.

Therefore, I want to say a big thank you to you Karen and the KD Group for their assistance in facilitating the necessary funding for our West Country projects. Your professional approach and speed of response and an acute understanding of the vagaries of the property business, has greatly assisted us in achieving a smooth acquisition and look forward to progressing the current projects with your continued support.

Borrower, Devon

factory buildings

Thank you for your redemption statement, please find cheque enclosed. It has been a pleasure doing business with you. If needed, hopefully we will do business again.

Letter from Borrower, Wales

factory buildings

KD Group are approachable and helpful, ensuring my business obtained the best funding option available. They were also efficient dealing with any queries after funding was arranged. I would recommend them.

Borrower, Wales

factory buildings

Big thank you to Karen and her team, I was able to complete an auction purchase using the funding from KD Group while my bank manager put a long term commercial facility in place.

Borrower, London

factory buildings

I have dealt with KD Group Limited for a number of years. I remain impressed with their speed of response to the initial enquiry and meeting with the client. They provide regular updates and ensure the facility is drawn down within a very short timescale.

Introducer, West Wales

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Case Studies

See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.

Building Plot in London

1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.

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Planning for 6 Houses in Wales

1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.

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Property Purchase in Wales

1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.

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track in Snowdonia National park

Barn Conversion in Derbyshire

1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.

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The salt cellar on Derwent Edge

Building Plot in Devon

1st Legal Charge Interest retained Security: Building plot in Devon. Funds used to build a 4 bed detached house.

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Salcombe town in Devon

Agricultural land in Devon

1st Legal Charge Interest retained Property Developer Security: Agricultural land in Devon. Funds used to Purchase property at Auction in Somerset

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Property Refurbishment in Plymouth

Loan Amount: £90,000 Term: 12 months LTV: 55% Borrower: Individual

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Property Conversion in North Somerset

Loan Amount: £250,000 Term: 6 months LTV: 45% Borrower: Limited Company

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Weston's Grand Pier from the beach

Buy to Let Properties in London

Loan Amount: £470,000 Term: 12 months LTV: 51%

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St Paul's Cathedral with red double decker bus driving by

Land Purchase in Gloucester

Loan Amount: £473,100 Term: 12 months LTV: 63% Borrower: Indvidual

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Bristol Development Site

Loan Amount: £900,000 (drawn down in stages) Term: 12 months LTV: 65% Borrower: Individual

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Common sense lending solutions with a personal touch, providing transparent and flexible bridging finance options to suit individual circumstances.

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