Bridging Loans

Flexible, short-term bridging loans that allow your business or project to grow.

Flexible, short-term financing from KD Bridging can help you achieve your project goals. As a specialist lender, our bridge loans are tailored to meet the unique needs of commercial and property developers in England and Wales.

From agriculture to commercial, to development, to buy-to-let, our bridging loans offer common sense lending solutions, combined with our commitment to personal service, transparency, and swift turnaround times, making us the ideal choice for anyone in need of bridging finance.

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Agriculture

Commercial

Buy-to-Let

Development

Agriculture

Agriculture Bridging Loans

At KD Bridging, we offer specialist bridging finance solutions for agriculture clients looking to develop their land or properties. Our Agriculture Bridging Loans are tailored to meet the unique needs of farmers and landowners, providing fast and flexible financing to help you achieve your goals.

Whether you need funding to purchase additional land, refurbish existing buildings, or invest in new equipment, our Agriculture Bridging Loans can provide you with the financial support you need to get ahead. Contact us today to learn more about our Agriculture Bridging Loans and find out how we can help you achieve success.

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Commercial

Commercial Bridging Loans

We understand that time is of the essence when it comes to commercial property purchases. That's why at KD Bridging we offer bespoke commercial bridging loans to help you secure the funds you need quickly and efficiently. Our commercial bridging loans are ideal for a range of property types, including office buildings, retail spaces, industrial units, and more.

Our commercial bridging loans are designed to be flexible and tailored to your individual circumstances. We offer loans ranging from £100,000 to £5m, with interest rates from just 1% per month. Whether you need to finance a new property purchase, renovate or refurbish an existing commercial property, or secure a new business venture, our commercial bridging loans offer a quick and reliable solution. Contact us today to discuss your requirements and find out how we can help.

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Buy-to-Let

Buy-to-Let Bridging Loans

At KD Bridging, we know the challenges property investors face when securing finance for their buy-to-let properties. Our Buy-to-Let bridging loans are tailored to meet your needs and help you unlock the potential of your investments. Whether you're looking to refurbish or purchase a new buy-to-let property, we can help with our flexible and affordable financing solutions.

Our Buy to Let bridging loans are designed to provide you with the necessary capital to complete the purchase or refurbishment of a property quickly, with a loan-to-value ratio of up to 75% of the property value. With our quick turnaround times, we can provide you with the finance you need in as little as seven days to keep your project on track and on time.

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Development

Development Bridging Loans

Our Development bridging loans are tailored to provide the necessary finance to cover the cost of acquiring a new development site, covering the costs of planning permission and building the necessary infrastructure.

KD Bridging experts work closely with our clients to understand their individual requirements to provide a fast and flexible service that ensures the project is completed on time and within budget. We provide loans ranging from £100,000 to £5m, and we understand the complexities of development projects and the need for bespoke solutions. Contact us today to discuss your Development bridging loan requirements.

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Our Process

Quick and Easy Finance from KD Bridging

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You contact us with your enquiry, and we will assess your application on an individual basis. We look for reasons to lend, and if your case is suitable, we quickly proceed to the next steps.
We arrange everything
We arrange a site visit, instruct any necessary valuations and solicitors documentation, process an offer letter and move the case forward to completion. We do all the admin work for you.
Receive your funds
The funds are deposited into your bank account ready to drive your business or project forward. A personal manager will look after the loan with you at every step through to the end of the repayment term.

KD Bridging's Lending Criteria

At KD Bridging, we are committed to being transparent and upfront about our criteria. When assessing a loan application, we take into account factors such as the client's credit history, the value and condition of the property, and the exit strategy for the loan. We are open to lending on a range of properties, including residential, commercial, and mixed-use properties.

We also consider the borrower's experience and track record in the property market, as well as their ability to demonstrate a viable exit strategy for the loan. Our lending criteria are designed to be flexible, so we can take into account the unique circumstances of each client's application.
If you are interested in applying for bridging finance with KD Bridging, please take a look at our lending criteria page for more information.

Lending Criteria

Fast and transparent finance solutions for business and property development in England and Wales

No Up-Front Fees

Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.

Swift Turnaround

With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.

Personal Service

Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.

Privately Funded

KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.

I couldn’t recommend Karen & the team at KD Group Ltd strongly enough. They stepped in and handled my re-financing for my project & didn’t bat an eyelid at the complexities linked to my project, that other lenders were put off by. Karen went above & beyond to ensure my re-financing was done in time, & she was exceptionally friendly and professional at all times. I hope this is my first project of many. Thank you.

Borrower, Devon

Big thank you to Karen and her team, I was able to complete an auction purchase using the funding from KD Group while my bank manager put a long term commercial facility in place.

Borrower, London

Karen gave me a lot of help at a time when I was definitely down on my luck. She believed in my business plan and was a great help in getting refinancing for my farming business. She sticks to her word and I would definitely go to her again for help with other financing requirements.

Borrower, Somerset

Having been involved in property investment, development and many construction projects internationally for around 40 years an important part of the business is ensuring property projects are correctly funded.

Therefore, I want to say a big thank you to you Karen and the KD Group for their assistance in facilitating the necessary funding for our West Country projects. Your professional approach and speed of response and an acute understanding of the vagaries of the property business, has greatly assisted us in achieving a smooth acquisition and look forward to progressing the current projects with your continued support.

Borrower, Devon

We have found KD Group Limited to be extremely prompt when my company required funds urgently. Following an initial enquiry, they visited me on a bank holiday and within a few days had arranged for the loan to be available. The whole process from enquiry to draw down was completed within 10 days.

Since then, we have dealt with them on a number of occasions. I would not hesitate to recommend KD Group if you need swift professional service and funding without all the fuss. When they say ‘yes’ to you they mean it!

Borrower, Wales

Without exception, every deal we have done with Karen and her team has been efficiently handled and competitively priced. Professional, no-fuss lending at its best

Borrower, Bristol

Case Studies

See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.

Building Plot in London

1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.

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St Georges Road in London with black taxi

Planning for 6 Houses in Wales

1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.

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Property Purchase in Wales

1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.

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Barn Conversion in Derbyshire

1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.

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