Agriculture Bridging Loans

Quick, competitive agricultural bridging loans to help your business achieve its potential

Do you need help with diversification, purchasing land, financing livestock or buying property? Then an agricultural loan from KD Bridging could be exactly what you need. Led by our founder, Karen Phillips, a sector specialist with over 20 years of experience, our team can quickly tailor a highly competitive solution for you.

We pride ourselves on our pragmatic and entrepreneurial approach, and our ability to cut through financial jargon with no-nonsense plain speaking. Bridging finance of between £100,000 and £5m is available – larger amounts can be considered on referral – at interest rates of 1%. For added flexibility, terms can range from one month to two years.

Get in touch

You contact us with your enquiry, and we will assess your application on an individual basis. We look for reasons to lend, and if your case is suitable, we quickly proceed to the next steps.

We arrange everything

We arrange a site visit, instruct any necessary valuations and solicitors documentation, process an offer letter and move the case forward to completion. We do all the admin work for you.

Receive your funds

The funds are deposited into your bank account ready to drive your business or project forward. A personal manager will look after the loan with you at every step through to the end of the repayment term.

Expand & Grow

Don’t wait to grow your business

Our short-term agricultural finance solutions are designed to help farmers and landowners bridge gaps in funding for a range of rural activities.

These loans are typically used to cover the cost of agricultural inputs such as seeds, fertilisers, pesticides, and equipment, as well as other expenses related to farming and land management.

With them, you can make the vital investment your business needs to grow.

Business Lifeline

Here for you when times get tough

At KD Bridging, we know farming can be tough. During harvest season or when unexpected expenses arise, cash flow is often tight, and it’s in these scenarios that our bridging loans can offer a vital lifeline.

If you need quick access to funding, don’t hesitate to speak to our experienced team, and we can get to work tailoring the perfect solution for you.

Fast and transparent finance solutions for business and property development in England and Wales

No Up-Front Fees

Borrowers won't be charged any upfront costs such as administration or arrangement costs, making KD Bridging's services more accessible to clients.

Swift Turnaround

With a speedy process, borrowers can often receive the funds they need in as little as seven days - sometimes even less - giving them more flexibility and agility in their property deals.

Personal Service

Borrowers benefit from a one-to-one service from founder Karen Phillips throughout the lending process, ensuring individual attention to each loan application.

Privately Funded

KD Bridging has the freedom to make decisions quickly without restrictions from third parties, giving borrowers greater flexibility and enabling them to take advantage of opportunities as they arise.

I have dealt with KD Group Limited for a number of years. I remain impressed with their speed of response to the initial enquiry and meeting with the client. They provide regular updates and ensure the facility is drawn down within a very short timescale.

Introducer, West Wales

Thank you for your redemption statement, please find cheque enclosed. It has been a pleasure doing business with you. If needed, hopefully we will do business again.

Letter from Borrower, Wales

As a small property developer funding my projects has been difficult in the past. Karen has been a joy to work with, her sensible, commercial and personal approach all through the loan term is second to none. I have been able to focus on the build without worrying whether the finance is in place for each drawdown. I am now looking for my next new build which I will fund through Karen.

Borrower, Wales

I have to be fair to all funders, but I recommend your services Karen as you always deliver for the borrower.

Introducer, Yorkshire

KD Group are approachable and helpful, ensuring my business obtained the best funding option available. They were also efficient dealing with any queries after funding was arranged. I would recommend them.

Borrower, Wales

We have found KD Group Limited to be extremely prompt when my company required funds urgently. Following an initial enquiry, they visited me on a bank holiday and within a few days had arranged for the loan to be available. The whole process from enquiry to draw down was completed within 10 days.

Since then, we have dealt with them on a number of occasions. I would not hesitate to recommend KD Group if you need swift professional service and funding without all the fuss. When they say ‘yes’ to you they mean it!

Borrower, Wales

Case Studies

See how our bridging loans have helped similar businesses and property developments across England and Wales thrive.

Building Plot in London

1st Legal Charge Interest retained Builders Security: Building plot in London. Funds used to build a 3 storey house.

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St Georges Road in London with black taxi

Planning for 6 Houses in Wales

1st Legal Charge Interest retained Property Developer Security: Land with planning for 6 houses. Funds used to build 6 detached properties.

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Property Purchase in Wales

1st Legal Charge Interest retained Property Developer Security: Smallholding. Funds used to purchase a property while existing property was sold.

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Barn Conversion in Derbyshire

1st Legal Charge Farming Contractor Interest retained Farming Contractor Security: Barn and 3 acres. Funds used to purchase a barn conversion at Auction.

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